For Buildings and Contents insurance, these are the assumptions you’ll need to agree to:
You...
Are a UK resident over the age of 18
Own your own home (either outright or with a mortgage)
Your Home...
is built out of bricks or stone
is roofed with tiles, slate, concrete or asphalt
is not a listed building
has no more than 6 bedrooms
is not left unoccupied for more than 60 days a year
is not a weekend, holiday or second home
is not currently undergoing any major refurbishments, conversions, extensions or other structural works
You have...
No more than £20k worth of valuables (art, jewellery etc)
No single items individually worth more than £10k. If you do, that's fine but this policy won't cover them
Nobody living at your property has...
Received a conviction for any offence (except driving offences)
Had any insurance cancelled, refused or voided
Been declared bankrupt
You understand...
That Locket is a monthly or annual insurance product, which will continue to renew unless cancelled by you or us
That if in future you remove a device from your home that gives you a discount, your price will go up.
We can't insure you if you don't agree with the assumptions.
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